public users and look at, for instance, how you segregate customer funds. another reason that investor is running out of the market today. look at mf global. the cardinal rule of wall street. customer funds are never to be touched. unforgivable. the sec, i think with the right funding, okay, i know mary shapiro, i have known her a long time, a terrific regulator, a smart woman imus if she the right funding, these markets would invite the public back in and, you know what, the public would benefit because of those rates of return. gerri: people have said this forever. that they are underfunded. undermanned. people do not have the experience they need. this was said, not by me, but by a senator. the capital markets are a public good. much like a highway.